| | Disclosure Statement, Fair Credit Reporting Act
[Date]
[NAME, COMPANY AND ADDRESS, ex.
Tom Atkinson
COMANY Inc.
14 Edith Street,
Hackney West,
ZIP POST CODE]
Dear [NAME, ex. Tom Atkinson],
[Name of credit reporting agency] is a "consumer
reporting agency" and, under the Fair Credit Reporting
Act, must report information in a manner that is fair
and equitable to consumers.
The Fair Credit Reporting Act gives you the right to
have incomplete or incorrect information reinvestigated
by [name of credit reporting agency], unless the request
is of a frivolous nature. If the information is found to be
inaccurate or cannot be verified, you have the right to
have such deleted from your file.
If you dispute information [name of credit reporting
agency] has in their file, and such dispute cannot be
resolved, you have the right to have your version of
said dispute placed in your file and included in future
consumer reports.
You have the right to be notified whenever information
reported by [name of credit reporting agency] results in
a denial of credit or an increase in the cost of credit to you.
You also have the right to disclosure, by telephone or in
person and upon proper identification, of the nature and
substance and the names of sources of the information
in your file.
[Name of credit reporting agency] will provide you with a
copy of all information in your file, by mail, upon your
request.
Yours very truly, |
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